AT&T offers businesses a smartphone credit-card payment service

Credit and debit cards can be used for payment over smartphone link

AT&T on Wednesday announced a service for small- and medium-size businesses that want to use smartphones to accept credit and debit card transactions from customers. The service is based on technology from payment device manufacturer Apriva of Scottsdale, Ariz.

The service starts at $14.95 a month per smartphone in addition to monthly voice and data costs, according to AT&T's Web site.

Apriva announced the two software products underpinning the AT&T service in January. One, called AprivaPay, is browser-based and allows a business to process a credit or debit card transaction through most mobile phone browsers. A service worker, for example, could take a credit card for payment in the field.

The other product, called AprivaPay Professional, offers more features with software that must be downloaded onto a smartphone. It can be integrated with a credit-card reader device and a device for printing receipts.

Apriva has offered a wide array of mobile payment devices, including the line of VeriFone wireless transaction terminals, for many years.

AT&T is offering the AprivaPay Professional service for download to Windows Mobile devices, although Apriva has said it will eventually support Android, iPhone and BlackBerry versions.

Mobile payments globally reached $68 billion in 2009 and should exceed $600 billion by 2014, according to Generator Research, a firm that AT&T quoted in its statement on the Apriva service. A small percentage of that total market is composed of mobile payments using a credit card over a smartphone. Most mobile payments today are made by SMS , or text, message, and mostly in undeveloped areas of the world, such as the Asia Pacific region and Africa, according to Gartner Inc.

North America is the smallest region in the world to use mobile payment technology, Gartner said.

Read more about mobile and wireless in Computerworld's Mobile and Wireless Topic Center.

Join the PC World newsletter!

Error: Please check your email address.

Tags telecommunicationMobile and WirelessMobile Apps and Servicesat&tNetworkingwirelessfinancemobileindustry verticalsFinancial Serviceswireless networking

Our Back to Business guide highlights the best products for you to boost your productivity at home, on the road, at the office, or in the classroom.

Keep up with the latest tech news, reviews and previews by subscribing to the Good Gear Guide newsletter.

Matt Hamblen

Computerworld (US)
Show Comments

Most Popular Reviews

Latest News Articles

Resources

PCW Evaluation Team

Azadeh Williams

HP OfficeJet Pro 8730

A smarter way to print for busy small business owners, combining speedy printing with scanning and copying, making it easier to produce high quality documents and images at a touch of a button.

Andrew Grant

HP OfficeJet Pro 8730

I've had a multifunction printer in the office going on 10 years now. It was a neat bit of kit back in the day -- print, copy, scan, fax -- when printing over WiFi felt a bit like magic. It’s seen better days though and an upgrade’s well overdue. This HP OfficeJet Pro 8730 looks like it ticks all the same boxes: print, copy, scan, and fax. (Really? Does anyone fax anything any more? I guess it's good to know the facility’s there, just in case.) Printing over WiFi is more-or- less standard these days.

Ed Dawson

HP OfficeJet Pro 8730

As a freelance writer who is always on the go, I like my technology to be both efficient and effective so I can do my job well. The HP OfficeJet Pro 8730 Inkjet Printer ticks all the boxes in terms of form factor, performance and user interface.

Michael Hargreaves

Windows 10 for Business / Dell XPS 13

I’d happily recommend this touchscreen laptop and Windows 10 as a great way to get serious work done at a desk or on the road.

Aysha Strobbe

Windows 10 / HP Spectre x360

Ultimately, I think the Windows 10 environment is excellent for me as it caters for so many different uses. The inclusion of the Xbox app is also great for when you need some downtime too!

Mark Escubio

Windows 10 / Lenovo Yoga 910

For me, the Xbox Play Anywhere is a great new feature as it allows you to play your current Xbox games with higher resolutions and better graphics without forking out extra cash for another copy. Although available titles are still scarce, but I’m sure it will grow in time.

Featured Content

Latest Jobs

Don’t have an account? Sign up here

Don't have an account? Sign up now

Forgot password?