Standard for secure mobile phone payments is on the way

The mobile phone industry has moved forward in its efforts to agree to a standard for delivering secure services like credit-card payments on handheld devices

The mobile phone industry has moved forward in its efforts to agree to a global standard for delivering secure services such as credit-card payments on handheld devices, according to an industry executive.

"There's momentum," said Nav Bains, projects director at the GSM Association (GSMA). "Everyone wants to move ahead."

Debate has been raging in the industry about where to locate the "secure element," or system for storing private data, in phones equipped with near field communications (NFC) technology.

NFC enables any two devices to connect and exchange information or access content and services simply by bringing them together over a distance of a few centimeters.

The technology is already being used for services such as mobile ticketing and could soon be used to replace plastic credit and debit cards in consumers' pockets around the world once a standard for securing private data is established, according to Bains.

The GSMA is pushing for the Universal Integrated Circuit Card (UICC) to become the standardized component for storing sensitive data in NFC-equipped mobile phones.

The UICC is one of several options under review by the standards bodies NFC Forum and the European Telecommunications Standards Institute (ETSI). The other options include programming the secure element in software, embedding it in the phone or putting it on a secure digital (SD) card.

"We've seen a significant shift in the number of suppliers that now support our recommendation," Bains said.

Last Wednesday, Nokia threw its support behind the UICC option by joining the GSMA's Pay-Buy Mobile initiative, which aims to test end-to-end contactless payment service using NFC technology together with the special card.

"This is good news," Bains said.

The Finnish mobile phone manufacturer has previously focused on embedding the secure element in its NFC-enabled phones, according to Bains.

Samsung Electronics and LG Electronics are among the more than 25 vendors and operators that have agreed to participate in the Pay-Buy Mobile demonstrations, scheduled to begin in October.

Next week, the GSMA plans to issue a white paper with technical guidelines for enabling NFC-based services on mobile phones. "The paper will focus on specific technical issues, which we believe will be useful to the standards bodies," Bains said.

Join the PC World newsletter!

Error: Please check your email address.

Our Back to Business guide highlights the best products for you to boost your productivity at home, on the road, at the office, or in the classroom.

Keep up with the latest tech news, reviews and previews by subscribing to the Good Gear Guide newsletter.

John Blau

IDG News Service
Show Comments

Essentials

Lexar® JumpDrive® S57 USB 3.0 flash drive

Learn more >

Microsoft L5V-00027 Sculpt Ergonomic Keyboard Desktop

Learn more >

Mobile

Lexar® JumpDrive® S45 USB 3.0 flash drive 

Learn more >

Exec

Lexar® JumpDrive® C20c USB Type-C flash drive 

Learn more >

HD Pan/Tilt Wi-Fi Camera with Night Vision NC450

Learn more >

Audio-Technica ATH-ANC70 Noise Cancelling Headphones

Learn more >

Lexar® Professional 1800x microSDHC™/microSDXC™ UHS-II cards 

Learn more >

Budget

Back To Business Guide

Click for more ›

Most Popular Reviews

Latest News Articles

Resources

PCW Evaluation Team

Michael Hargreaves

Windows 10 for Business / Dell XPS

I’d happily recommend this touchscreen laptop and Windows 10 as a great way to get serious work done at a desk or on the road.

Aysha Strobbe

Windows 10 / HP Spectre

Ultimately, I think the Windows 10 environment is excellent for me as it caters for so many different uses. The inclusion of the Xbox app is also great for when you need some downtime too!

Mark Escubio

Windows 10 / Lenovo Yoga

For me, the Xbox Play Anywhere is a great new feature as it allows you to play your current Xbox games with higher resolutions and better graphics without forking out extra cash for another copy. Although available titles are still scarce, but I’m sure it will grow in time.

Kathy Cassidy

STYLISTIC Q702

First impression on unpacking the Q702 test unit was the solid feel and clean, minimalist styling.

Anthony Grifoni

STYLISTIC Q572

For work use, Microsoft Word and Excel programs pre-installed on the device are adequate for preparing short documents.

Featured Content

Latest Jobs

Don’t have an account? Sign up here

Don't have an account? Sign up now

Forgot password?