Stories about: Digital Vision

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    CreditSMS helps structure informal mobile finance 11/08/2009 05:09:00

    Mobile commerce is quickly becoming one of the most cost-effective, far-reaching means of giving the 'un-banked' poor their first taste of financial services. Yet many of these services are almost entirely informal, connected to neither banks nor traditional forms of regulation. A new initiative - CreditSMS - aims to integrate m-commerce with traditional financial management tools, thereby formalizing the informal and bridging the financial divide.
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    Mobiles help put a stop to drug stock-outs 01/08/2009 02:34:00

    What I find particularly interesting about the mobile-for-development field is how a disproportionate amount of innovation occurs in the very places where resources and funding are often in shortest supply. Just as mobile payments started off as an indigenous phenomenon long before Vodafone, the British government and Safaricom brought the world M-Pesa, numerous mobile health initiatives start off as innovative, small-scale projects before the bigger players spot their opportunity and attempt to take them to scale. One can only imagine the number that fail and fall by the wayside before they get this far -- Darwin's "survival of the fittest" can be equally applied to the mobile applications world as our own.
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    Weather stations will use mobile infrastructure 21/07/2009 07:17:00

    For most of us, not knowing what the weather is going to do might at worst result in a soggy barbecue or a washed-out cricket or football match. For a farmer in the developing world it could result in the loss of an entire harvest which, at best, makes life that much harder or, at worst, brings on financial ruin or considerable human suffering. If enough farmers over a wide geographical area are affected, widespread famine becomes a very real possibility.
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    Searching where Google can't 09/07/2009 02:24:00

    We read a lot about the delivery, and popularity, of SMS services such as market prices, health advice and job alerts in developing countries, information there is clearly a need for. Only last week Grameen's AppLab initiative, in conjunction with Google and MTN, launched a suite of SMS services in Uganda. These are the services you'll get to hear most about when you search the Web, trawl the blogosphere and attend various conferences on the subject. It all seems pretty sewn up on the content side -- I mean, what else could people earning a few dollars a day (at most) possibly want?
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    Considering the future of mobile phones 30/05/2009 06:15:00

    Few companies innovate with the intensity and frequency of those working in mobile, and today's present is a future that only a handful of people would have predicted just a few short years ago. While most of us happily soak up rampant innovation as mere consumers, a handful of people in the hallowed corridors of mobile R&D labs are already working on the next big thing -- the phones we'll be carrying around in our back pockets in 2012 and beyond.
 
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