On the 12th day of Christmas, cyber scrooge gave to me phony online classifieds. Many people turn to online classifieds as a way to find holiday gifts or part-time jobs to pay for them. But beware of offers that ask for too much personal information or ask you to wire funds via Western Union. These are most likely scams and frequently illegal. Fake work-from-home jobs that involve wiring money are one of the primary ways that cyber criminals launder their ill-gotten gains. And it could stick you with jail time to boot.