Wally+ review: It's actually enjoyable to track your spending with this app

It's not a full-fledged budgeting app, but it's dead-simple to use.

There’s something to be said for the simplicity of budgeting with just pen and paper. Wally+, a free Android app (a separate app called Wally Next is available for iOS) comes closest to replicating that ease. Though it’s more of a spending tracker than a full-fledged budgeting tool, it can help you stay on top of what, where, and with whom you spend your money.

Note: This review is part of our budgeting apps roundup. Go there for details about competing products and how we tested them.

wally home Wally

Wally+ lets you tag transactions with the friends you spend the money with, and even take a photo of the receipt to attach to the record.

To create your budget, you need to add a bank account, your income, a savings account, and some expenses. Wally+ does not sync with financial institutions, so all this information has to be entered manually. Oddly, it doesn’t ask for your starting balance, but that’s what I put in the “income” field. Otherwise, your balance will reflect your next paycheck rather than what you currently have available.

Easy money

It’s worth noting that Wally+ is still in beta. This was most noticeable for me in the intermittent trouble it had pulling in merchants via GPS when I’d add a transaction.

Each time you spend money, you add the transaction by tapping the red ‘+’ button on the home screen. In addition to adding the account and amount for the expense, you can tag a friend (such as when you meet one for lunch), choose from a location-based list of merchants, and assign a spending type (personal, social, family, or work). You can also take a photo of the receipt by tapping the camera icon at the top of the screen, and the image will be displayed at the top of the transaction record.

Your most recent transactions are displayed on the home screen, along with your spending total for the current day. You can scroll through your total balance, current and upcoming monthly expenses, and your remaining budget across the top.

wally savings Wally

Wally+ makes it easy to assign a percentage of your income to savings.

Wally+ includes a dashboard where you can get a big-picture view of your finances. Your total income, expenses, and remaining budget are displayed here, as are your individual account balances.

This is also where you enter a savings target, which is shown as both a dollar amount and a percentage of your income. There’s a slider to help you fine-tune your goal: You can start by entering an amount, then move the slider until you get to the recommended 20 percent of your income.

You can get a quick analysis of your spending under the Review tab. You can see a breakdown of your spending by category, location, friend, or spending type.

Bottom line

Wally+ makes it dead simple—and even enjoyable—to track your spending and savings. It’s far from a full-featured budgeting tool—you can’t set budgets for individual categories, for example—so it’s likely not the only app you need. But used in tandem with a more sophisticated financial app like Mint, it can help you make sure your money is going where you want it to.

Join the newsletter!


Sign up to gain exclusive access to email subscriptions, event invitations, competitions, giveaways, and much more.

Membership is free, and your security and privacy remain protected. View our privacy policy before signing up.

Error: Please check your email address.
Keep up with the latest tech news, reviews and previews by subscribing to the Good Gear Guide newsletter.

Michael Ansaldo

PC World (US online)
Show Comments

Cool Tech

Toys for Boys

Family Friendly

Stocking Stuffer

SmartLens - Clip on Phone Camera Lens Set of 3

Learn more >

Christmas Gift Guide

Click for more ›

Brand Post

Most Popular Reviews

Latest Articles


PCW Evaluation Team

Michael Hargreaves

Microsoft Office 365/Dell XPS 15 2-in-1

I’d recommend a Dell XPS 15 2-in-1 and the new Windows 10 to anyone who needs to get serious work done (before you kick back on your couch with your favourite Netflix show.)

Maryellen Rose George

Brother PT-P750W

It’s useful for office tasks as well as pragmatic labelling of equipment and storage – just don’t get too excited and label everything in sight!

Cathy Giles

Brother MFC-L8900CDW

The Brother MFC-L8900CDW is an absolute stand out. I struggle to fault it.

Luke Hill


I need power and lots of it. As a Front End Web developer anything less just won’t cut it which is why the MSI GT75 is an outstanding laptop for me. It’s a sleek and futuristic looking, high quality, beast that has a touch of sci-fi flare about it.

Emily Tyson

MSI GE63 Raider

If you’re looking to invest in your next work horse laptop for work or home use, you can’t go wrong with the MSI GE63.

Laura Johnston

MSI GS65 Stealth Thin

If you can afford the price tag, it is well worth the money. It out performs any other laptop I have tried for gaming, and the transportable design and incredible display also make it ideal for work.

Featured Content

Product Launch Showcase

Don’t have an account? Sign up here

Don't have an account? Sign up now

Forgot password?