Samsung teams with Microsoft to ensure you’ll never stop paying for phones

Samsung Access isn't a bad deal though.

Credit: Christopher Hebert/IDG

If you want to buy a new Samsung Galaxy S20, there’s no shortage of ways to do it. You can trade in an old phone, sign up for the upgrade program, get zero-interest financing, or take advantage of the numerous discounted bundles on Samsung.com. If none of those are to your liking, Samsung is launching a new program today called Samsung Access.

Billed as a “revolutionary subscription for your Unlocked Galaxy S20 5G,” Samsung Access consists of two main components: a new Galaxy S20 with Samsung’s Premium Care insurance and a subscription to Microsoft Office 365. It’ll cost you $37 per month for a Galaxy S20, $42 for an S20+, and $48 for an S20 Ultra—about $10 a month more than a new phone would cost on its own and roughly $8 in monthly savings over paying for Premium Care and Office separately.

The hook is that you’re never really going to own your phone. The Samsung Access program is predicated on the notion that you’re always going to upgrade to a new device, and as such, you’ll be able to upgrade your phone at no extra charge after nine months of paying for Access, which is really the whole point of the program. If you want to upgrade before your 9-month date it’ll cost you an extra $100.

Since the program is based on a 36-month cycle, trading in after nine months means you have 27 months of payments left, which will require you to essentially trade in your old phone for a new one and start the process all over. You’ll get credit toward your old phone and start paying for your new one and essentially start the whole process over just like a standard upgrade program.

I searched through the terms and conditions and Samsung doesn’t address what happens if you finish paying for your phone but still want to keep Access. Speaking from experience, however, three years is a lot to expect from a Galaxy phone, so you’ll definitely want to upgrade before then. And if you do, Access really isn’t a bad deal. You’ll get the latest Galaxy hardware, an Office subscription that can be installed on five devices, and 1TB in OneDrive Cloud storage for a flat discounted monthly fee. And presumably, you’ll be able to lower your Access subscription to a lower tier at the time of upgrade.

So if you want the newest Galaxy phone, love Office, and don’t mind paying a phone bill for the rest of your life, you can sign up for Access at Samsung.com.

Join the newsletter!

Or

Sign up to gain exclusive access to email subscriptions, event invitations, competitions, giveaways, and much more.

Membership is free, and your security and privacy remain protected. View our privacy policy before signing up.

Error: Please check your email address.
Keep up with the latest tech news, reviews and previews by subscribing to the Good Gear Guide newsletter.
Michael Simon

Michael Simon

PC World (US online)
Show Comments

Brand Post

Most Popular Reviews

Latest Articles

Resources

PCW Evaluation Team

Tom Sellers

MSI P65

This smart laptop was enjoyable to use and great to work on – creating content was super simple.

Lolita Wang

MSI GT76

It really doesn’t get more “gaming laptop” than this.

Jack Jeffries

MSI GS75

As the Maserati or BMW of laptops, it would fit perfectly in the hands of a professional needing firepower under the hood, sophistication and class on the surface, and gaming prowess (sports mode if you will) in between.

Taylor Carr

MSI PS63

The MSI PS63 is an amazing laptop and I would definitely consider buying one in the future.

Christopher Low

Brother RJ-4230B

This small mobile printer is exactly what I need for invoicing and other jobs such as sending fellow tradesman details or step-by-step instructions that I can easily print off from my phone or the Web.

Aysha Strobbe

Microsoft Office 365/HP Spectre x360

Microsoft Office continues to make a student’s life that little bit easier by offering reliable, easy to use, time-saving functionality, while continuing to develop new features that further enhance what is already a formidable collection of applications

Featured Content

Product Launch Showcase

Don’t have an account? Sign up here

Don't have an account? Sign up now

Forgot password?